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Atlas Chalet Shingles Uninsurable

Atlas Chalet Shingles... Uninsurable?


Homeowners who have properties with Atlas Chalet shingle roofs have been seeing insurance companies cancel their policies at an alarming and increasing rate.

What Is The Problem With Atlas Chalet Shingles?

Atlas Chalet shingles have been a source of difficulty and liability for insurance companies for many years. Ever since 2010, when the shingles were discontinued, it has become impossible to find replacement Atlas Chalet shingles for homes that have sustained roof damage.

Why Cancel Policies For Atlas Roofs?

Insurance companies are responsible for compensating policy holders as a result of roof damage. Many times it is found that a roof only needs a portion of the square footage to be repaired. With readily available shingles on hand roof repairs can be done at a relatively cost effective amount. Without readily available roofing materials the whole roof must be replaced.

Isn’t There A Similar Substitute Shingle?

Atlas Chalet shingles were designed to be a faux architectural shingle. They have the appearance of a 30 year dimensional shingle, but are constructed on a simple 3-tab platform. It is a unique shingle. No other shingles of this kind exist.

Insurance companies are required to restore a property to the previous condition that the home existed in prior to the loss. They are contractually bound to do so with materials that are “Like Kind and Quality.” Considering no materials are available to repair an Atlas Chalet roof with “Like Kind and Quality, the entire roof must be replaced.

Are ALL Chalet Roof Uninsurable?

Not currently. Many people with Atlas Chalet roofs don’t even know they have an Atlas roof. Their insurance companies don’t know it either. As the problem has become more well known over the years, home inspectors have become more accustomed to recognizing Atlas Chalet roofs.

When inspectors identify on a home inspection report that a property has Atlas Chalet shingles, the insurance company is more liable to respond with a declined policy request for the purchaser. It has even occurred where the existing insurance policy of the seller is threatened to be terminated if the roof is not replaced.

What Should I Do With My Atlas Chalet Roof?

You must call the Atlas Chalet experts! 678-673-3042. Atlas Chalet Answers has partnered with a reputable company that has helped 1000’s of homeowners with their rooftop solutions. They study and know the most up-to-date insurance policies that each of the major home insurance providers have concerning Atlas Chalet shingles.

Even better… they’re available for immediate consultation! With 24/7 availability, you can have an expert on the phone to help navigate through the best course of action for your Atlas Chalet roof.

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Our Feedback Rating

7 Reviews, Averaging 5 Stars!

Robert got our roof replaced by our insurance company! We had a few storms roll through and I had a couple of neighbors who got their roofs replaced because of damage. I've been down this road before and made the mistake of calling my insurance…

Steve S. | Feb 18, 2016 | Peachtree City, GA

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Robert got our roof replaced by our insurance company! We had a few storms roll through and I had a couple of neighbors who got their roofs replaced because of damage. I've been down this road before and made the mistake of calling my insurance… ~ Steve S. - Peachtree City, GA

A Different Point Of View

The Insurance Company's Perspective

Insurance companies recognize that they have a large responsibility. They pay for damages that a property sustains. In order to assure their best interest, they avoid items that have proven to be a high liability.

Atlas Chalet roofs are a big liability. There is a current Atlas Chalet Class Action Lawsuit that has already been upheld in the GA court system. Allegations against the Atlas Chalet shingle are related to design flaws, defects in manufacturing and failure to fulfill the 30 Year manufacturer’s warranty that the shingle was marketed with and sold under.

It seems logical that an insurance company wouldn’t want to provide coverage for a product that is undergoing litigation. There was even commotion regarding an Atlas Chalet Shingle Recall that never actually came to fruition.

Is The Shingle That Bad?

Atlas Chalet shingles looked very nice when they were released. The strategic shadowing lines with increased granule placement created an aesthetically pleasing roofing product. The shingle profile was far more attractive than the builder’s grade, standard 3-tab shingle. It truly appeared to be a cost effective and satisfactory replacement to the designer, 30 year architectural shingles. They were extremely popular amongst builders considering their appearance, their warranty and their price.

Complaints against the shingle from consumers began very soon in the life of the Atlas Chalet shingle. Within just a few short years, heavy amounts of asphalt shingle granules began to appear in the gutters. The shingles blistered and far prematurely exposed their fiberglass matting layer. Wind also began to fold, crease and tear off the tabs that the shingle was constructed on. These egregious signs of damage were evidence that the shingle did not live up to its marketed promise of wind resistance up to 80MPH.

How To Protect Against My Uninsurable Atlas Chalet Shingle?

Call the team of Atlas Chalet experts. Knowing and taking the correct steps is critical at this point. You need to have a skilled contractor at your side to walk you through the process. Our affiliated experts have a “Hold Your Hand Guarantee” which essentially promises that all of the leg work will be taken care of. You’ll be pleased to be dealing with a team of professionals that have helped out 1000’s of other homeowners just like you.

Call 678-673-3042 Today!