Homeowners who have properties with Atlas Chalet shingle roofs have been seeing insurance companies cancel their policies at an alarming and increasing rate.
What Is The Problem With Atlas Chalet Shingles?
Atlas Chalet shingles have been a source of difficulty and liability for insurance companies for many years. Ever since 2010, when the shingles were discontinued, it has become impossible to find replacement Atlas Chalet shingles for homes that have sustained roof damage.
Why Cancel Policies For Atlas Roofs?
Insurance companies are responsible for compensating policy holders as a result of roof damage. Many times it is found that a roof only needs a portion of the square footage to be repaired. With readily available shingles on hand roof repairs can be done at a relatively cost effective amount. Without readily available roofing materials the whole roof must be replaced.
Isn’t There A Similar Substitute Shingle?
Atlas Chalet shingles were designed to be a faux architectural shingle. They have the appearance of a 30 year dimensional shingle, but are constructed on a simple 3-tab platform. It is a unique shingle. No other shingles of this kind exist.
Insurance companies are required to restore a property to the previous condition that the home existed in prior to the loss. They are contractually bound to do so with materials that are “Like Kind and Quality.” Considering no materials are available to repair an Atlas Chalet roof with “Like Kind and Quality, the entire roof must be replaced.
Are ALL Chalet Roof Uninsurable?
Not currently. Many people with Atlas Chalet roofs don’t even know they have an Atlas roof. Their insurance companies don’t know it either. As the problem has become more well known over the years, home inspectors have become more accustomed to recognizing Atlas Chalet roofs.
When inspectors identify on a home inspection report that a property has Atlas Chalet shingles, the insurance company is more liable to respond with a declined policy request for the purchaser. It has even occurred where the existing insurance policy of the seller is threatened to be terminated if the roof is not replaced.
What Should I Do With My Atlas Chalet Roof?
You must call the Atlas Chalet experts! 678-673-3042. Atlas Chalet Answers has partnered with a reputable company that has helped 1000’s of homeowners with their rooftop solutions. They study and know the most up-to-date insurance policies that each of the major home insurance providers have concerning Atlas Chalet shingles.
Even better… they’re available for immediate consultation! With 24/7 availability, you can have an expert on the phone to help navigate through the best course of action for your Atlas Chalet roof.
